IRL has surveyed hundreds of twenty-somethings and by far the most popular topic is how effectively to manage their money.

While the media love to make fun of millennials for choosing smashed avocado over saving for a mortgage, the financial realities facing young people today aren't a joke. According to Australia’s National Debt Helpline, young Australian’s are facing a ‘debt catastrophe’. 2

Low fee (but high interest) credit cards, the growth of pay-day lenders and point-of-sale credit schemes like AfterPay are just three of the potential traps waiting for those unfamiliar with good money management principles.

43%  of young people have between $10,000 and $30,000 of personal debt

43% young people have between $10,00 and $30,000 of personal debt 1


20% yearly increase in calls to the National Debt Helpline 2


“Man is rich in proportion to the number of things he can afford to leave alone.”

- Henry David Thoreau


The need for practical, easy to understand advice on how to manage, save and invest is clear. Yet the sheer complexity of the financial system leads many young people to make bad decisions.

Our course covers the basics of effective money management, including;

  • bank accounts and managing cash flow
  • basic savings principles
  • financial traps to avoid
  • how tax works
  • the right superannuation for young people
  • Investment options and their trade-offs

63% of young people don't know what interest rate they're paying on their credit card 3


21 to 25 year olds have an average of just $548 in savings 4



Get in touch

If you'd like to find out more about our Money Matters course, or to request a quote, please complete the details below and we'll be in touch.

We're always happy to customise this course to meet the specific needs of your school.




1 RateCity Consumer Study. Available here

2 ABC News. Available here

3 RateCity Consumer Study. Available here

4 Roy Morgan Research. Available here